Terms and Conditions

If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Payment Options relationship with you in relation to this website.

These terms of use (the ‘terms’), as amended by us from time to time, set out the basis on which you may use the website of www.paymentoptions.com (the ‘website’) and provide important information about the way we provide our services.

By accessing the website, you agree to be legally bound by the terms. You are not allowed to use the website if you do not fully agree to the terms.

The website is owned and operated by Payment Options Pte Ltd, hereinafter Payment Options).

The term Payment Options or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.

1. DISCLAIMER
The website and its contents are provided for general information purposes only and nothing on this website or in its contents is intended to provide legal, data protection compliance or other professional advice. We do not accept any responsibility for any loss which may arise from reliance on information or materials published on this website.

To the extent permissible by applicable laws, we are not responsible or liable for any matter relating to you or any third parties accessing or using this website and its contents.  

2. COPYRIGHT AND TRADEMARKS
The website, website content, website code, domain name, and all copyrights, trademarks, corporate names and all other intellectual property or property therein are fully owned by the website operator and/or licensors and/or content providers and are protected by applicable domestic and international intellectual property and other laws.

Unless expressly permitted by the website operator, you shall not copy, capture, reproduce, perform, transfer, sell, license, modify, create derivative works from or based upon, republish, submit, edit, post, transmit, publicly display, frame, distribute, or exploit in whole or in part the website, the website content or website code, or otherwise use the website, website content or website code, in any form or by any means.

The trademarks or logos included on the site may, however, not be reproduced, published, distributed or used in other ways without the prior written consent of Payment Options.

3. LICENSE
The website operator grants you in accordance with these terms a non-exclusive, non-transferable, limited right and license to access and use the website and the website content, provided that you comply fully with these terms. You agree not to interfere with or disrupt the website or disobey any legal requirements.

4. APPLICABLE LAW AND JURISDICTION
These terms shall be governed by applicable laws.

5. CHANGES
Payment Options may, at our sole discretion, change, modify, add or remove any portion of the website, the website content and/or these terms, in whole or in part, at any time. Changes to these terms will be effective when posted. You agree to review these terms periodically to become aware of any changes.

6. WEBSITE NAVIGATIONAL INFORMATION
Payment Options uses commonly used information-gathering tools, such as cookies, to collect information as you navigate the Company’s Website. (“Website Navigational Information”). This section describes the types of Website Navigational Information that may be collected on the website and how this information may be used.

6.1 Cookies
Payment Options uses cookies to make interactions with the website easy and meaningful. When you visit our website, Payment Options servers send a cookie to your computer. Such cookies do not personally identify you. They merely recognize your Web browser. Unless you choose to identify yourself to Payment Options, either by opening an account, or filling out a Web form (such as a “Contact Me”), you remain anonymous to the Company. Payment Options uses cookies that are session-based and persistent-based. Session cookies exist only during one session. They disappear from your computer when you close your browser software or turn off your computer.

Persistent cookies remain on your computer after you close your browser software or turn off your computer. If you have chosen to identify yourself to Payment Options, the Company uses session cookies containing encrypted information to allow the Company to uniquely identify you. Each time you log into your web account in relation to the Services, a session cookie containing an encrypted, unique identifier that is tied to your web account is placed on your browser. These session cookies allow the Company to uniquely identify you when you are logged into the Services and to process your online transactions and requests. Session cookies are required to use the Services.

Payment Options uses persistent cookies that only we can read and use to identify browsers that have previously visited our website. When you purchase the Services or provide us with personal data, a unique identifier is assigned to you. This unique identifier is associated with a persistent cookie that the Company places on your web browser. We are especially careful about the security and confidentiality of the information stored in persistent cookies. For example, we do not store account numbers or passwords in persistent cookies. If you disable your web browser’s ability to accept cookies, you will be able to navigate our website, but you will not be able to successfully use the Services.

Payment Options may use information from session and persistent cookies in combination with anonymized personal data about the Company’s Customers to provide you with information about the Payment Options and the Services.

6.2 Flash Cookies
Payment Options may use local shared objects, also known as flash cookies, to store your preferences or display content based upon what you view on our website to personalize your visit. Third parties with whom Payment Options partners to provide certain features on our website or to display advertising based upon your web browsing activity use flash cookies to collect and store information.

6.3 IP Addresses
When you visit our Company Website, we collect your Internet Protocol (“IP”) address(es) to track and aggregate non-personal data. For example, Payment Options uses IP addresses to monitor the regions from which Customers and Visitors navigate the Company’s website.

6.4 Third Party Cookies
From time-to-time, Payment Options engages third parties to track and analyze usage and volume statistical information from individuals who visit the Company’s website. The information provided to third parties does not include personal data, but this information may be re-associated with personal data after the Company receives it.

6.5 Links to other websites
The Company’s websites may contain links to other websites of interest. However, once you have used these links to leave our website, you should note that we do not have any control over such third parties’ websites. Therefore, we cannot be responsible for the protection of the privacy of any personal data which you may provide whilst visiting such third-party websites. You should exercise caution and review the privacy policy(ies) of such third-party websites before disclosing your personal data to such third parties.

7. CONTACT
For any information regarding the website and services provided by Payment Options please contact us at info@paymentoptions.com

8. LANGUAGE
In the event of a dispute to this Terms of Use, the English version shall prevail. The English language version of this Terms of Use shall control in all respects and shall prevail in case of any inconsistencies with translated versions. Nothing in this Terms of Use shall limit your rights under applicable laws.